Bank of China Home Loans

Bank of China Home Loan for Purchase of Private Property

Bank of China Home Loan for Refinancing of Private Property

Bank of China Home Loan for Purchase of HDB Flat

Bank of China Home Loan for Refinancing of HDB Flat

Do note that the rates below are indicative. For the best home loans specific to you, please contact us or use the Finko home loan comparison.

Home Loan for Purchase of Private Property
Minimum mortgage of $500,000
Year 1	3M SORA + 0.50%
Year 2	3M SORA + 0.50%
Year 3	3M SORA + 0.60%
Thereafter	3M SORA + 1.00%
Lock-in period	2 years
Subsidy / Incentive	-
Remarks	Free conversion after the lock-in period Waiver of lock-in penalty if property is sold After fixed rate period, rate is pegged to 3M Sora 3M Sora is currently at 3.3438%
Year 1	2.50% (Fixed)
Year 2	2.50% (Fixed)
Year 3	3M SORA + 0.80%
Thereafter	3M SORA + 1.00%
Lock-in period	2 years
Subsidy / Incentive	-
Remarks	Free conversion after the lock-in period Waiver of lock-in penalty if property is sold After fixed rate period, rate is pegged to 3M Sora 3M Sora is currently at 3.3438%
Year 1	2.45% (Fixed)
Year 2	2.45% (Fixed)
Year 3	2.45% (Fixed)
Thereafter	3M SORA + 1.00%
Lock-in period	3 years
Subsidy / Incentive	-
Remarks	Free conversion after the lock-in period Waiver of lock-in penalty if property is sold After fixed rate period, rate is pegged to 3M Sora 3M Sora is currently at 3.3438%

Home Loan for Refinancing of Private Property
Minimum mortgage of $500,000
Year 1	3M SORA + 0.50%
Year 2	3M SORA + 0.50%
Year 3	3M SORA + 0.60%
Thereafter	3M SORA + 1.00%
Lock-in period	2 years
Subsidy / Incentive	0.4% (max $1,800)
Remarks	Free conversion after the lock-in period Waiver of lock-in penalty if property is sold After fixed rate period, rate is pegged to 3M Sora 3M Sora is currently at 3.3438%
Year 1	2.50% (Fixed)
Year 2	2.50% (Fixed)
Year 3	3M SORA + 0.80%
Thereafter	3M SORA + 1.00%
Lock-in period	2 years
Subsidy / Incentive	0.4% (max $1,800)
Remarks	Free conversion after the lock-in period Waiver of lock-in penalty if property is sold After fixed rate period, rate is pegged to 3M Sora 3M Sora is currently at 3.3438%
Year 1	2.45% (Fixed)
Year 2	2.45% (Fixed)
Year 3	2.45% (Fixed)
Thereafter	3M SORA + 1.00%
Lock-in period	3 years
Subsidy / Incentive	0.4% (max $1,800)
Remarks	Free conversion after the lock-in period Waiver of lock-in penalty if property is sold After fixed rate period, rate is pegged to 3M Sora 3M Sora is currently at 3.3438%

Home Loan for Purchase of HDB Flat

Home Loan for Refinancing of HDB Flat